How do I take my benefits?


The pension scheme administrator will write to you shortly before your Normal Pension Age (NPA) with details of the pension and lump sum you can expect to receive on retirement. It’s therefore important to make sure that you keep your address details up to date and notify us when you move house.

If you wish, you can request to take your pension at any time from age 55; however this is subject to Trustee approval. If your request for early retirement is approved, your pension will be reduced to account for the additional time that the pension is expected to be paid.

If you would like to consider retiring early, please contact the pension scheme administrator, Mercer, to request details of the options available to you.